General Accident and Liability Insurances claims

AlKoot offers tailored liability insurance to protect businesses and individuals from legal claims, including third-party property damage, bodily injury, and professional liability. Our flexible policies, designed for industries like construction, healthcare, and energy, provide reliable coverage and peace of mind. Trust AlKoot for expert risk management and personalized service to safeguard your future. 

 Who Should Have Liability Insurance? 

1. Manufacturing Companies – to mitigate risks like product recalls, workplace accidents, or environmental damage.
2. Corporate Spaces – such as schools, hospitals, offices, and retail establishments with public access.
3. Professionals – including contractors, architects, engineers, accountants, and lawyers facing risks from errors or omissions.
4. Businesses with Public Interaction – retailers, food manufacturers, and service providers exposed to product defects or customer injuries. 

 Key Liability Coverages: 

• Third-Party Liability Insurance: Protection against legal claims for property damage or bodily injury caused by negligence. Policies can be Premises Risks (Annual Cover) or Project Specific (Timeframe).
• Professional Indemnity Insurance: Covers claims arising from professional negligence, errors, or omissions. Policies can be Annual or Project's timeframe.
• Directors’ and Officers’ Liability Insurance: Safeguards company leaders from personal financial losses related to their roles.
• Comprehensive General Third-Party Liability: Covers legal liabilities from business operations affecting third parties.
• Workmen’s Compensation/Employer’s Liability Insurance: Protects employers against costs related to workplace injuries or illnesses.
• Product Liability: Shields businesses from claims related to defective products.
• Money-In-Transit and Money-In-Safe: Insurance covering cash or valuables during transit and while stored on premises.
• Professional Indemnity: Protects professionals against negligence claims linked to their services.
• Fidelity Guarantee: Protects businesses from losses due to employee dishonesty or fraud.
• Personal Accident: Provides financial compensation for accidental death, injury, medical expenses, and income loss. 

Specialty Coverages:

• Jeweler’s Block: Specialized coverage for jewelers against theft or damage.
• Public Liability: Covers claims for injury or property damage to third parties on business premises or operations.
• Plate Glass Insurance: Covers damage to glass fixtures and storefronts. 

For quotes and inquiries, please reach us at rfq-gi@alkoot.com.qa .